Tuesday, March 3, 2015

No More Hamster Wheel!

I have the joy today of getting to review How to Get Out of Debt Living Paycheck to Paycheck by Camilla Kragius from No More Hamster Wheel


When it comes to financial books, in my mind, Dave Ramsey is the untouchable guru, Casey Lewis is the personal/relatable mentor, and Camilla Kragius is the neighbor who's been-there-done-that and wants to share how with you. While a lot of financial books are full of facts and stats, HTGOODLPTP is more conversational and encouraging.

This book is a very quick read. The short chapters give you the down and dirty details of how to become debt free, save for the future, and live your life. The first chapter, which also happens to be the longest, walks you step by step through creating (and sticking with!) a budget- even if you live paycheck to irregular paycheck.

One thing I really appreciated was Camilla's acknowledgement that you have to actually live while getting out of debt, even if that means not following her plan to the t so you can have a little fun. Instead, she stresses the importance of balance, even though it goes against the conventional advice from most gurus.

Along with the book, I also got to review the companion course: Financial Freedom. I LOVED this course. If you're going to buy the book, spend the extra money and go for the whole course- and you get the book included! 

In 27 lessons, Camilla walks you through all the principles in her book so you come out with a complete and personalized financial plan. It further explains some parts of the book that can get confusing, and even gives you rest days so you don't get too overwhelmed! I'd estimate that the lessons take anywhere from 15-60 minutes, depending on your debt, work-ethic, and math skills ;) 

As a whole, I think I may have liked the course more than the actual book, if that's possible? The book had some parts that seemed a little jumbled and required me to read a few times to understand, but overall was a good start for people beginning their financial journey. The book gets 3 stars from me. The course, however, gets 5 stars, as the walkthroughs and narratives were fantastic and easy to follow.

So as a whole package, this product gets 4/5 stars. I'd recommend it for anyone who needs a step-by-step walkthrough to start their budget and financial life. 

I received access to this course from the author in exchange for a review.

Update: Camilla has generously offered a discount to readers of AspiringAshley! Use the coupon code "Ashley" to receive the course for only $10! What a great start to becoming debt free. Thanks Camilla!

2 comments:

  1. Thank you Ashley for the great write up! I love your honesty & feedback on the book and so happy you LOVED the course! And all of Ashley's awesome followers and readers...use the coupon code Ashley and it will save you money on the Financial Freedom course bringing it down to an even more affordable price of $10 instead of $17. ~Cheers, Camilla (author of the book and course).

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    Replies
    1. Thank you for letting me read it! And thanks for offering the coupon code! So cool.

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